The 23rd-ranked Tulsa Golden Hurricane have surprised all season, and now they will try to pull off the biggest shocker of all Saturday night against the ninth-ranked Cincinnati Bearcats in the 2020 AAC Championship Game. The Golden Hurricane (6-1) were expected to finish near the bottom of the AAC, but a relentless defense led by linebacker Zaven Collins has them vying for their first conference title since 2012. The Bearcats (8-0) are fighting for a chance at the College Football Playoff behind a powerful defense of their own. 

Kickoff is scheduled for 8 p.m. ET in Cincinnati. William Hill Sportsbook lists the Bearcats as 14-point favorites in its latest Tulsa vs. Cincinnati odds, with the over-under for total points scored set at 45.5. Before making any Cincinnati vs. Tulsa picks, check out the college football predictions and betting advice from the SportsLine Projection Model.

The model simulates every FBS college football game 10,000 times. Over the past four-plus years, the proprietary computer model has generated a stunning profit of over $3,500 for $100 players on its top-rated college football picks against the spread. It is also a sizzling 54-34 on all top-rated picks through 15 weeks of the 2020 college football season, returning over $600. Anyone who has followed it has seen huge returns.

Now, the model has set its sights on Cincinnati vs. Tulsa in the American Athletic Conference Championship Game 2020. You can visit SportsLine now to see the picks. Here are the college football odds and trends for Tulsa vs. Cincinnati:

  • Tulsa vs. Cincinnati: Bearcats -14
  • Tulsa vs. Cincinnati over-under: 45
  • Tulsa vs. Cincinnati money line: Golden Hurricane +450, Bearcats -650
  • TUL: WR Josh Johnson has more than 75 receiving yards in three straight games.
  • CINN: QB Desmond Ridder has rushed for at least 40 yards six times, topping 100 twice.

Why Cincinnati can cover

Cincinnati is 4-1 against the spread in its last five conference games, and the team's success starts with one of the nation's top defenses. The Bearcats allow just 15 points per game and outscore opponents by nearly 26. They have 24 sacks and have forced 17 turnovers, and senior linebacker Jarell White is the heartbeat of the unit. He has a team-high 68 tackles, two sacks and an interception. Fellow linebacker Darrian Beavers has 1.5 sacks and a pick.

The secondary also is a strength for the Bearcats, who are 4-1 ATS in their last five as a home favorite, and cornerbacks Ahmad Gardner and Coby Bryant have three interceptions apiece. Offensively, the Bearcats count Ridder, who has thrown for 1,821 yards and rushed for 526 and accounted for 27 touchdowns. Five players have topped 200 receiving yards, including running back Gerrid Doaks, who has 862 total yards and nine scores.  

Why Tulsa can cover

Tulsa is 6-1 against the spread in its last seven conference games, and Collins has been one of the best players in the nation. The unanimous AAC Defensive Player of the Year has four sacks and four interceptions, returning two for TDs, and has contributed to three fumble recoveries. He is one of three Tulsa players with more than 50 tackles, sharing the team lead with safety Kendarin Ray at 52. The defense allows less than 20 points per game and has 14 takeaways.

The Golden Hurricane, who are 26-10 ATS in their last 36 road games, also have talent on their balanced offense. Quarterback Zach Smith has thrown for 1,434 yards and 11 touchdowns, and he has four receivers with at least 20 receptions. Keylon Stokes and Josh Johnson share the team lead with 35 apiece, and JuanCarlos Santana averages a team-best 15.1 yards per catch. Three running backs have rushed for more than 300 yards, led by Deneric Prince with 356.

How to make Cincinnati vs. Tulsa picks

SportsLine's model is leaning under on the total, suggesting the total will come in below 40 points. It also says one side of the spread has all the value. You can only get the pick at SportsLine.

So who wins Tulsa vs. Cincinnati? And which side of the spread has all the value? Visit SportsLine right now to see which side of the Cincinnati vs. Tulsa spread to back Saturday, all from the advanced model on a 54-34 run on its top-rated college football picks this season.