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The FAU Owls will try to keep their perfect bowl record intact when they face the Memphis Tigers in the 2020 Montgomery Bowl on Wednesday. The Owls (5-3) are 4-0 in bowl games and got their first win in the 2007 New Orleans Bowl against Memphis (7-3) in the teams' only previous meeting. FAU is led by an opportunistic defense that allows less than 17 points per game, while the offense has had to rely on the run as the quarterbacks have struggled. The Tigers have the opposite problem, with a mediocre defense but a high-powered passing attack led by senior quarterback Brady White

Kickoff from the Cramton Bowl in Montgomery, Ala., is set for 7 p.m. ET.  William Hill Sportsbook lists the Tigers as an 8.5-point favorite in its latest Memphis vs. FAU odds, and the over-under for total points scored is 52. Before you make any FAU vs. Memphis picks, check out the college football predictions and betting advice from the SportsLine Projection Model.

The model simulates every FBS college football game 10,000 times. Over the past four-plus years, the proprietary computer model has generated a stunning profit of over $3,500 for $100 players on its top-rated college football picks against the spread. It enters bowl season a sizzling 55-35 on all top-rated picks, returning over $500. Anyone who has followed it has seen huge returns.

Now, the model has set its sights on Memphis vs. Florida Atlantic in the Montgomery Bowl 2020. You can visit SportsLine now to see the picks. Here are the college football odds and trends for Florida Atlantic vs. Memphis:

  • Memphis vs. FAU: Tigers -8.5
  • Memphis vs. FAU over-under: 52
  • Memphis vs. FAU money line: Tigers -340, Owls +270
  • MEM: WR Tahj Washington has a reception of at least 25 yards in eight straight games.
  • FAU: The Owls have averaged 42.5 points in winning all four of their bowl appearances. 

Why Memphis can cover

Memphis is 6-1 against the spread in its last seven against Conference USA teams, and the offense averages 452.3 yards per game (310.3 passing). White is sixth in the nation in passing yards with 3,096 and has 28 TD passes. Calvin Austin III has caught 10 of those, and he averages 17.1 yards per catch and has 1,025 yards. Tight end Sean Dykes also plays a huge role in Memphis' offense, catching 47 balls for 581 yards and seven TDs for a unit that scores 31.6 points per game.

The defense has allowed less than 19 points per game over its last four, and the Owls score 20 per game (112th in FBS). FAU is 1-4 ATS in its last five, and Memphis should be able to focus on the run. The defense allows 145.7 rushing yards per game (45th in FBS) and has recovered seven fumbles. Tackle Morris Joseph clogs the middle and has seven sacks, while defensive back Quindell Johnson (team-high 70 tackles, three picks) is an impact player. 

Why FAU can cover

FAU is 6-0 against the spread in its last six neutral-site games, and the Tigers have only faced one defense as good as FAU's. The Tigers lost 49-10 to Cincinnati, and the Owls allow just one point more per game than the Bearcats. White will see a lot of Leighton McCarthy (nine sacks) and Jaylen Joyner (six), as the Owls average more than three sacks per game. The defense has three takeaways over the past two games and ranks 12th against the pass (175.6 per game). 

The offense has leaned on running back James Charles, who averages 4.6 yards per carry. The Owls are 5-1 ATS in their last six as an underdog, and quarterbacks Nick Tronti (759 passing yards) and Javion Posey (401 rushing) bring different skills. They could cause problems for a Memphis defense that allows almost 30 points per game. The Tigers yield 303 passing yards per contest (122nd in FBS), so Tronti and Brandon Robinson (three TDs) could have big days.

How to make Memphis vs. FAU picks

SportsLine's model is leaning under on the total, as the simulations show no rusher going over 75 yards in this contest. It also says one side of the spread hits well over 50 percent of the time. You can only get the pick at SportsLine

So who wins FAU vs. Memphis? And which side of the spread hits well over 50 percent of the time? Visit SportsLine right now to see which side of the Memphis vs. FAU spread to back, all from the advanced model on a 55-35 run on its top-rated college football picks this season.