The No. 14 Cincinnati Bearcats will host the No. 22 Army Black Knights at Nippert Stadium on Saturday at 3:30 p.m. ET. It's the first time these programs have gone head-to-head since 2004 and with both teams ranked inside the AP Top 25, it's a game that could have New Year's Day bowl implications. Army is coming off a disappointing 5-8 season but has impressed with blowout wins over MTSU and Louisiana-Monroe this season, while Cincinnati went 11-3 in 2019 before opening its season with a 55-20 win over Austin Peay last week.

Both teams featured hard-hitting defenses and that physicality is what both rosters are built for. The Bearcats are 13.5-point home favorites, up two points from the opening line, with the total listed at 45 in the Cincinnati vs. Army odds from William Hill. Before making any Army vs. Cincinnati picks, check out the college football predictions from the SportsLine Projection Model.

The SportsLine Projection Model simulates every FBS college football game 10,000 times. Over the past four-plus years, the proprietary computer model has generated a stunning profit of over $3,800 for $100 players on its top-rated college football picks against the spread. It is a sizzling 13-1 on top-rated picks through three weeks of the 2020 college football season, returning over $900 in profit already. Anyone who has followed it has seen huge returns.

Now, the model has set its sights on Army vs. Cincinnati. You can visit SportsLine now to see the picks. Here are the college football odds from William Hill and trends for Cincinnati vs. Army:

  • Cincinnati vs. Army spread: Cincinnati -13.5
  • Cincinnati vs. Army over-under: 45 points
  • Cincinnati vs. Army money line: Cincinnati -550, Army +425
  • CIN: The total has gone under in six of Cincinnati's last seven games.
  • ARMY: The Black Knights are 5-2 against the spread in their last seven games.

Why Cincinnati can cover

The Bearcats are entering their fourth season under head coach Luke Fickell and are coming off back-to-back 11-win seasons where they finished ranked in the AP Top 25. Quarterback Desmond Ridder is back to lead the offense after putting up 2,814 total yards and 23 total touchdowns in 2019.

Ridder completed 13-of-19 passes for 196 yards and two touchdowns without an interception in the win over Austin Peay and added 57 yards on four carries as a runner. Meanwhile, with Michael Warren II now on the Philadelphia practice squad, Gerrid Doaks stepped up as the new starting running back with four touchdowns in Week 1. The Bearcats have playmaking ability and balance that Army hasn't seen so far in the 2020 season.

Why Army can cover

The Black Knights look hungry coming off of a disappointing 2019 season and they've dominated both sides of the line of scrimmage in their two opening victories. Army rushed for 340 yards while allowing just 75 yards on the ground in its 42-0 win over MTSU and then rushed for 436 yards, while allowing just 37 rushing yards, in a 37-7 win over Louisiana-Monroe.

New starting quarterback Christian Anderson has only had to throw seven passes so far this season, but he's been the team's leading rusher with 146 yards and three touchdowns. Sandon McCoy led the team with 10 touchdowns in 2019 and he's already scored four times in 2020. Army is 2-0 against the spread so far this season, covering by an average of 22 points per game.

How to make Cincinnati vs. Army picks

SportsLine's model is leaning under on the total. In fact, it predicts less than 700 yards of total offense combined in the game. It also says one side of the spread hits in almost 70 percent of simulations. You can only get the pick at SportsLine

So who wins Cincinnati vs. Army? And which side of the spread hits almost 70 percent of the time? Visit SportsLine now to see which side of the Army vs. Cincinnati spread to back, all from the advanced model that is up over $3,800 on its top-rated college football spread picks, and find out.