The 23rd-ranked Memphis Tigers can take a huge step on Saturday toward reaching their goal of winning the AAC when they square off against the Temple Owls at Lincoln Financial Field in Philadelphia. The Tigers (5-0, 21-0) enter Saturday's showdown tied with Tulane and SMU atop the American West standings. A victory over the Owls would open the path for Memphis to reach the AAC Championship Game for the third consecutive season. Temple, meanwhile, has won four of its fist five games to open the season and will be facing its biggest test of the year on Saturday. Kickoff is set for noon ET. The Tigers are 4.5-point favorites in the latest Memphis vs. Temple odds, while the over-under for total points scored is 50. Before you make any Memphis vs. Temple picks of your own, make sure you check out the college football predictions from SportsLine's proven computer model.

The SportsLine Projection Model simulates every FBS college football game 10,000 times, and those who have followed it have seen huge returns. Over the past four-plus years, the proprietary computer model has generated a stunning profit of over $4,300 for $100 players on its top-rated college football picks against the spread. The model enters Week 7 of the 2019 season on a strong run, going 68-42 on its top-rated college football picks. It also called Georgia (-27.5) covering against Tennessee and California (+21) easily staying within the spread against Oregon last week. Anybody who has been following it is way up.

Now, it has simulated Temple vs. Memphis 10,000 times and the results are in. We can tell you that the model is leaning over, and it's also generated a point-spread pick that is hitting in well over 50 percent of simulations. You can only see the pick at SportsLine.

Last week, Temple had a touchdown and change to spare in a 27-17 win over East Carolina, marking the second straight time the Owls knocked off the Pirates. The Owls are led by quarterback Anthony Russo, who has thrown for almost 1,300 yards on the season. Running back Re'mahn Davis has 503 yards and four touchdowns on the season. 

Meanwhile, the model has taken into account that Memphis features one of the nation's most explosive offenses. In fact, the Tigers are averaging 461 yards of offense per game, which ranks 29th in the country. The Memphis offense relies heavily on its ground game, which is averaging over 210 yards per game.

Running back Kenneth Gainwell has led the way for the Tigers. The 5'10" running back is averaging 8.2 yards per carry and he's racked up 620 rushing yards and seven total touchdowns already this season. Now, Gainwell and the Tigers' ground game will look to exploit a Temple defense that was gashed on the ground for 217 yards and four touchdowns earlier this season against Buffalo

A couple defensive numbers to keep in mind before kickoff: Temple rank second in the league when it comes to passing touchdowns allowed, with only three on the season. As for Memphis, it enters the matchup with only 146.20 passing yards allowed per game on average, good for third best in the nation. 

So who wins Memphis vs. Temple? And which side of the spread is hitting in well over 50 percent of simulations? Visit SportsLine right now to see which side of the spread you need to jump on, all from the computer model that has crushed its college football picks.