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The Memphis Tigers play host to the UCF Knights in an interesting AAC clash on Saturday afternoon. Memphis will play its third game of the 2020 season, with the Tigers holding a 1-1 record to this point. UCF stands at 2-1, though the Knights lost their last outing at home to another conference foe in Tulsa. Kickoff is at 3:30 p.m. ET in Memphis, Tenn. 

The latest UCF vs. Memphis odds from William Hill list the Knights as 2.5-point favorites, down half a point from the opening line. The over-under for total points is listed at 75.5. Before making any Memphis vs. UCF picks, check out the college football predictions from the SportsLine Projection Model.

The SportsLine Projection Model simulates every FBS college football game 10,000 times. Over the past four-plus years, the proprietary computer model has generated a stunning profit of over $4,200 for $100 players on its top-rated college football picks against the spread. It is a sizzling 23-6 on top-rated picks through six weeks of the 2020 college football season, returning almost $1,300 in profit already. Anyone who has followed it has seen huge returns.

Now, the model has set its sights on Central Florida vs. Memphis. You can visit SportsLine now to see the picks. Here are the college football odds from William Hill and trends for Memphis vs. Central Florida:

  • UCF vs. Memphis spread: UCF -2.5
  • UCF vs. Memphis over-under: 75.5 points
  • UCF vs. Memphis money line: UCF -140, Memphis +120
  • UCF: The Knights are 1-2 against the spread this season
  • MEM: The Tigers are 8-7 against the spread in the last 15 games

Why UCF can cover

UCF's offense is explosive and dynamic, with quarterback Dillon Gabriel in the middle of it all. He ranks in the top 10 nationally in both passing yards and touchdowns, ranking second in the AAC in both categories. Gabriel's raw numbers (1,155 yards, 9 TD, 2 INT) are impressive, but he also leads the most productive overall offense in the country, putting up 582.3 yards per game. Gabriel's favorite target in 2020 has been Marlon Williams, who ranks third in the country, while leading the AAC, with 32 catches and he also lands second in the conference with 388 receiving yards. 

UCF is also potent in turning yards into points, ranking as a top-10 scoring offense nationally at 42.0 points per contest. Defensively, senior defensive back Richie Grant has two interceptions and two fumble recoveries, with the Knights also doing a good job in limiting opponents to a 51.6 percent completion rate. As a sweetener, UCF ranks third in the AAC in net punting, flipping the field by an average of 41.6 yards per kick, and this is a complete squad.

Why Memphis can cover

With quarterback Brady White keying the attack, Memphis is a tremendous offensive team. The Tigers are third in the AAC in total offense, averaging 501.5 yards per game, and they rank third in rushing (213.5 yards per game) and fourth in passing (288 yards per game) in 2020. UCF currently ranks as the third-worst defensive team in the AAC, giving up 456 yards per game, and the Knights are allowing more than 200 yards per game on the ground. On third down, Memphis has been crisp this season, converting 55.9 percent of its opportunities, and that could open the door to sustained drives. 

Beyond that, UCF is the most penalized team in the country, garnering 45 flags this season. Memphis will have challenges in slowing UCF's passing offense but, when the Knights try to run, it could be a challenge. The Tigers rank second in rushing defense among AAC teams, allowing only 100.0 yards per game.

How to make UCF vs. Memphis picks

SportsLine's model is leaning under on the total. In fact, it says neither quarterback will complete 60 percent of their pass attempts. It has also generated an against-the-spread pick that cashes in almost 60 percent of simulations. You can only get the pick at SportsLine

So who wins Memphis vs. UCF? And which side of the spread hits almost 60 of the time? Visit SportsLine now to see which side of the UCF vs. Memphis spread to back, all from the advanced model that is up over $4,200 on its top-rated college football spread picks, and find out.