Horse of the Year honors could be on the line Saturday when the country's top dirt horses square off in North America's richest race, the 2020 Breeders' Cup Classic. Saturday's race features three of the top four horses in the National Thoroughbred Racing Association's Top Thoroughbred Poll: No. 1 Improbable, No. 2 Maximum Security and No. 4 Tom's d'Etat. On Saturday, Improbable is the 5-2 morning-line favorite in the latest 2020 Breeders' Cup Classic odds.

Belmont Stakes winner Tiz the Law (3-1), Saudi Cup champion Maximum Security (7-2), Clark Handicap winner Tom's d'Etat (6-1) and Kentucky Derby champion Authentic (6-1) round out the top five favorites in the 10-horse Breeders' Cup Classic field. Post time is 5:13 p.m. ET, one of many races on the 2020 Breeders' Cup schedule. Before making any 2020 Breeders' Cup Classic picks, you need to see what legendary handicapper Hammerin' Hank Goldberg has to say.

The former horse racing analyst for ESPN and NBC, Goldberg became a legendary handicapper by going straight to the source. In 2004, he had dinner before the Belmont Stakes with trainer Nick Zito at a pizzeria in Queens. The dinner led Goldberg to play Zito's 36-1 monster long shot Birdstone to win and on top of his exacta, trifecta and superfecta bets. When Birdstone shocked the world, Goldberg won $24,000.

In the San Felipe Stakes in March, Hammer gave out a $20 exacta that paid $180. In the Belmont Stakes in June, Goldberg was all over Tiz the Law, who scored a convincing victory in the year's first Triple Crown race. In the Blue Grass Stakes, Hammer nailed the Art Collector-Swiss Skydiver exacta for $169.40. In July, he hit the Authentic-Ny Traffic exacta in the Haskell for $158. And in August he gave out the Maximum Security-Sharp Samurai exacta in the Pacific Classic for $177.50. Anyone who has followed Goldberg's lead is way up.

Now, Goldberg has studied the 2020 Breeders' Cup Classic field and has released his 2020 Breeders' Cup picks, predictions and exotic bets only at SportsLine.

Top 2020 Breeders' Cup Classic predictions

One shocker: Hammer is completely fading Belmont and Travers Stakes winner Tiz the Law, even though he's one of the top favorites at 3-1, behind only Improbable. The impressive winner of the Florida Derby, Belmont and Travers Stakes has won four Grade 1 races. He is coming off a runner-up finish in the Kentucky Derby to Authentic on Sept. 5. 

Arguably no horse was hurt most by the 2020 Breeders' Cup Classic post draw than Tiz the Law. The three-year-old son of Constitution drew post No. 2, which means he'll likely be forced to race on the inside. Previous races have shown he prefers racing on the outside. "I won't be using him," Goldberg told SportsLine.

Another curveball: Hammer is high on Maximum Security, even though he's an underdog at 7-2. This four-year-old son of New Year's Day has 10 wins in 13 career starts. He is best known for crossing the finish line first in last year's Kentucky Derby before being disqualified and placed 17th for interference.

Maximum Security is coming off a second-place finish in the Awesome Again Stakes after pressing a hot pace. "Don't underestimate this horse," Goldberg said. "He's the most accomplished horse in the field, and he has been excellent since moving to trainer Bob Baffert's barn." 

How to make 2020 Breeders' Cup Classic picks

Goldberg's top pick is a horse who "has the right kind of running style" for Saturday's race. He also is high on a double-digit long shot who is "the perfect horse" to use in your exotic wagers. He's only sharing which horses to back here

Who wins the Breeders' Cup Classic 2020? And which double-digit long shot do you need to back? Check out the latest Breeders' Cup Classic odds below, then visit SportsLine to see Goldberg's picks for the Breeders' Cup Classic.

2020 Breeders' Cup Classic contenders, odds

Improbable (5-2)
Tiz the Law (3-1)
Maximum Security (7-2)
Tom's d'Etat (6-1)
Authentic (6-1)
By My Standards (10-1)
Tacitus (20-1)
Higher Power (20-1)
Global Campaign (20-1)
Title Ready (30-1)