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The 2022 college football season will come to an end when the reigning national champion Georgia Bulldogs and the Cinderella TCU Horned Frogs collide in the 2023 College Football Playoff national championship game on Monday at SoFi Stadium. The top-ranked Bulldogs (14-0) are looking to become the first repeat national champion since Alabama in 2011-12. An SEC team has won the last three national titles and 12 of the last 16. Meanwhile, the Horned Frogs (13-1) will try to win the program's first national championship since 1938, its only national title of the poll era. They entered the season picked to finish seventh in the Big 12. 

Kickoff is set for 7:30 p.m. ET. The Bulldogs are 13-point favorites in the latest Georgia vs. TCU odds from Caesars Sportsbook, while the over/under for total points scored is 63. Before locking in any TCU vs. Georgia picks or CFP championship game predictions, you'll want to see what SportsLine senior analyst Josh Nagel has to say.

Nagel is a Nevada-based handicapper with more than 20 years of experience in the sports wagering industry. SportsLine's assistant managing editor has covered the wagering industry on a variety of platforms and has won numerous sports handicapping contests. Since the start of the 2018 college football season, he is 241-210-7 on all college football picks, returning a profit of $816.

In addition, he has had a particularly keen eye for the Bulldogs. He is 12-3 on his last 15 against-the-spread picks involving Georgia. Anybody following him is way up.

Now, Nagel has zeroed in on the CFP championship game and Georgia vs. TCU. You can head to SportsLine to see his picks. Here are several college football betting lines for TCU vs. Georgia:

  • Georgia vs. TCU spread: Bulldogs -13
  • Georgia vs. TCU over/under: 63 points
  • Georgia vs. TCU money line: Bulldogs -450, Horned Frogs +350
  • UGA: The Bulldogs rank fifth in the nation in scoring defense (14.8 points per game).
  • TCU: The Horned Frogs are fifth in the FBS in scoring offense (41.1 points per game).
  • Georgia vs. TCU picks: See picks at SportsLine

Why Georgia can cover

Georgia has a championship-caliber defense. Led by first-team all-America defensive tackle Jalen Carter, who was named a finalist for the Lombardi Award, the Bulldogs limit opponents to just 14.8 points per game, which leads the SEC and ranks fifth in the country. They also keep opponents to just 304.6 yards per game, which leads the conference and ranks 11th in the nation.

In addition, senior quarterback Stetson Bennett is a winner. In the CFP semifinal victory over Ohio State, Bennett went 23-of-34 with 398 yards and three touchdowns. He helped Georgia erase a 14-point deficit in the fourth quarter and directed a 72-yard game-winning touchdown drive that finished with a touchdown pass with 54 seconds left. For his efforts in that game, he earned the CFP semifinal offensive MVP honors. See which side to back at SportsLine.

Why TCU can cover

Quarterback Max Duggan can beat Georgia with either his arm or his feet. A senior from Council Bluffs, Iowa who started the season as TCU's backup quarterback, Duggan leads the Big 12 and ranks 10th in the nation in passing efficiency (162.3). He also has 27 career rushing touchdowns, which ranks eighth in program history.

In addition, Duggan and the rest of the Horned Frogs' passing offense face a vulnerable Bulldogs pass defense. In Georgia's last two games, the SEC championship game against LSU and the Peach Bowl against Ohio State, the defense has allowed 425.0 passing yards per game and 9.88 per attempt. They also have given up seven passing touchdowns over those two games, which is one fewer than they had given up all season. That bodes well for a talented Horned Frogs receiving corps led by receiver Quentin Johnston, widely projected to be a first round pick in April's NFL Draft. See which side to back at SportsLine.

How to make Georgia vs. TCU picks

Nagel is leaning Over the total, but he also has isolated a critical X-factor that has him going big on one side of the spread. He's sharing it only at SportsLine.

Who wins the CFP championship game and Georgia vs. TCU? And which critical X-factor makes one side of the spread hit hard? Visit SportsLine now to see which side of the TCU vs. Georgia spread to back, all from the acclaimed expert who is 12-3 on his last 15 against-the-spread picks involving Georgia.