Yes, I know Baylor just lost 84-78 at Texas Tech. But contrary to what most AP voters would have you believe based on the ballots they often submit, there's no rule saying a school must drop after a loss no matter what.

So Baylor remains No. 4 in the Top 25 (and one).

And the reason is simple: I can't find a single school ranked below the Bears that deserve to be ranked above the Bears. They still have 11 top-50 KenPom wins and 10 top-50 RPI wins, leading the nation in both categories. And Baylor continues to have zero sub-35 KenPom losses even with the loss to Texas Tech because Texas Tech is 34th at KenPom and thus better than most realize.

Bottom line, if the NCAA Tournament started today, Baylor would still be a No. 1 seed. So Baylor should still be in the top four of the Top 25 (and one). And that's why the Bears didn't drop from the spot where they were Monday morning despite falling to 22-4 overall, and 9-4 in the Big 12, on Monday night.

The complete Top 25 (and one) is below.

Biggest Movers
Rk
Teams
 
Chg
Rcrd
1 Gonzaga The Zags' 26-0 record features 23 double-digit wins. They've beaten Arizona, Florida, Iowa State and Saint Mary's (twice). -- 27-8
2 Villanova The Wildcats have won six straight games since losing at Marquette. They're at least two games ahead of everybody in the Big East standings. -- 18-16
3 Kansas The Jayhawks erased a 14-point deficit in the final three minutes of regulation to beat West Virginia Monday. They have a two-game lead in the Big 12 standings. -- 23-11
4 Baylor The Bears have 10 top-50 RPI wins and only one sub-50 loss. No other team has more than eight top-50 wins. -- 24-11
5 Oregon Dillon Brooks finished with a game-high 21 points in Saturday's win at USC. The Ducks now have six top-50 RPI victories - among them wins over Arizona and UCLA. -- 24-12
6 Arizona The Wildcats have won 17 of their past 18 games. The lone loss in the stretch is a loss at Oregon. -- 27-9
7 Louisville The Cardinals have four top-50 RPI wins and zero sub-30 losses. Every loss on their resume is a loss to a school also ranked in the Top 25 (and one). -- 8-24
8 UCLA The Bruins have won four straight games since losing at USC. They have the best offensive efficiency rating in the nation. -- 16-17
9 Duke The Blue Devils are 7-4 against top-50 RPI teams and 16-2 with Mike Krzyzewski on the sideline. They'll take a five-game winning streak into Wednesday's game at Virginia. -- 27-9
10 N. Carolina The Tar Heels are 2-2 in their last four games. All five of their losses have come outside of the Dean Smith Center. -- 29-8
11 West Virginia The Mountaineers committed 21 turnovers in Monday's loss at Kansas. They're 6-3 against top-50 RPI teams with three sub-50 losses. -- 9-23
12 Kentucky The Wildcats have four top-50 RPI wins and zero sub-50 losses. They're tied with Florida and South Carolina atop the SEC standings. -- 23-10
13 Virginia The Cavaliers are 2-3 in their past five games after losing at Virginia Tech in double-overtime Sunday. Next up is Wednesday's game with Duke. -- 23-11
14 Wisconsin The Badgers are still alone atop the Big Ten standings despite Sunday's loss to Northwestern. All four of their losses are to top-35 RPI teams. -- 22-14
15 Purdue The Boilermakers have won three straight games since losing at Nebraska. They're one game back of Wisconsin in the loss column of the Big Ten standings. -- 34-5
16 Florida The Gators are 5-4 against top-50 RPI teams with one additional sub-50 loss. They'll take a six-game winning streak into Tuesday's game at Auburn. -- 24-12
17 Notre Dame The Irish have won two straight since losing at North Carolina. Six of their seven losses are to teams also ranked in the Top 25 (and one). -- 13-20
18 Florida St. The Seminoles are 9-2 against top-50 RPI teams with three sub-50 losses. They've beaten Louisville, Florida, Virginia and Duke but lost to Syracuse, Georgia Tech and Temple. -- 17-16
19 Cincinnati The Bearcats are now tied with SMU in the loss column of the AAC standings after Sunday's loss to the Mustangs. Cincinnati is 2-3 against top-50 RPI teams with a 15-0 home record. -- 22-15
20 S. Carolina The Gamecocks have only lost once all season when Sindarius Thornwell and P.J. Dozier are both in the lineup. Thornwell is averaging 36.0 points and 12.5 rebounds in South Carolina's past two games. -- 26-8
21 Butler The Bulldogs' weird resume now features six top-50 RPI wins and four sub-50 losses. They've beaten Villanova and Arizona but lost to Indiana State and St. John's. -- 18-15
22 Saint Mary's Two of the Gaels' three losses are to top-ranked Gonzaga. Their best win is a November victory over Dayton. -- 26-8
23 Xavier Saturday's loss to Villanova dropped the Musketeers to 3-6 against top-50 RPI teams. Their best win is an 82-80 win at Creighton. -- 16-18
24 Creighton The Bluejays are 3-3 since Maurice Watson was diagnosed with a season-ending knee injury. Their 8-4 Big East record has them tied with Xavier for second in the league standings. -- 25-10
25 USC All five of USC's losses are to top-50 KenPom teams. The Trojans own victories over UCLA and SMU. 26 SMU -- 15-18
26 SMU The Mustangs snapped Cincinnati's 15-game winning streak Sunday. They're now 2-2 against top-50 RPI teams with two sub-50 losses. -- 20-13